About Us

The Family and Business Protection Experts

For over 29 years, Expert Auto Home Health Insurance Agency has proudly served clients in the Torrance and Los Angeles areas of California. Established in 1991, our locally owned and managed agency has grown to become a trusted provider of comprehensive insurance solutions, from personal to commercial lines.

Our Story

The journey of Expert Auto Home Health Insurance Agency began amidst significant changes in California’s insurance landscape:

• The Impact of Proposition 103 (1988):
  • Proposition 103 aimed to lower auto insurance rates but caused many insurance companies to exit California, leaving drivers uninsured.
  • This gap inspired us to establish the agency, helping families secure affordable auto and home insurance.
• Challenges and Growth in the 1990s:
  • By partnering with select carriers who remained in California, we served local insurance buyers and grew steadily.
  • The 1994 Northridge Earthquake led many insurers to struggle or shut down, but our diverse selection of quality carriers allowed us to thrive.
• Expansion into Commercial Insurance (1995):
  • Recognizing the need for business and commercial insurance solutions, we expanded our services to include business insurance, contractors insurance, and general liability policies.

Our Services

We offer a comprehensive range of insurance products across personal, health, and commercial lines:

Personal Insurance

• Auto Insurance
• Homeowners Insurance
• Condo Insurance
• Renters Insurance
• Watercraft & Boat Insurance
• Motorcycle Insurance
• Umbrella Insurance

Health Insurance

• Individual Life Insurance
• Health Insurance (Individual & Family Plans)
• Dental Insurance
• Medicare Insurance Products
• Supplemental or Gap Insurance for 65+
• Group Health & Dental Insurance
• On-Exchange & Off-Exchange Health Insurance Products

Business & Commercial Insurance

• Business Insurance
• Commercial Property Insurance
• Apartment Owners Insurance
• Landlord Protection Insurance
• Commercial Auto Insurance
• Trucking Insurance
• Workers’ Compensation Insurance
• General Liability Insurance
• Commercial Umbrella Insurance

Our Trusted Carriers

We collaborate with leading insurance carriers to provide tailored solutions to our clients:

• Auto & Home Insurance: Mercury, Safeco, Travelers, Kemper, Infinity, Pacific Specialty, and more.
• Health & Life Insurance: Blue Shield, Anthem Blue Cross, Delta Dental, Covered California Health Carriers, Medicare Products, and others.
• Commercial Insurance: The Hartford, Civil Service Insurance Group, and more.

Why Choose Us?

• Over 29 years of trusted service in California.
• Comprehensive coverage for individuals, families, and businesses.
• Access to a wide network of reputable insurance carriers.
• A commitment to providing affordable and reliable insurance solutions tailored to your needs.

Contact Expert Auto Home Health Insurance Agency today to find the perfect insurance coverage for your family or business!

Contact Us Today!